Why Choose Us?
We only do bankruptcy.
We never represent creditors.
Our rates are affordable.
We have years of practical experience, in addition to our in-depth legal knowledge.
We are a small law firm dedicated to providing high-quality, personal service.
100% Money Back Guarantee
We offer a free consultation.
We have convenient suburban offices, open evenings and Sundays, for your convenience.
We will always be attentive, considerate and personal.
Bankruptcy Facts
What are the different types of Bankruptcy?
What kind of debts can you get rid of in a bankruptcy?
How you can get your driver’s license back with bankruptcy?
How Bankruptcy Affects Home, Real Estate and Mortgages.
Bankruptcy Myths
Do I Have Enough Debt to File Bankruptcy?
Foreclosure Defense
Do I have enough debt to file bankruptcy?
There is no exact dollar amount you have to owe to file for bankruptcy. The question is how your debt is affecting your life. For some people $8,000 is a good day at the office, so an $8,000 credit card bill is nothing. However, if you are making minimum wage, getting rid of a bill that size can change your life.
Do any of these describe your situation?
- Stress over your future
- Feeling out of control
- Losing sleep over bills
- Victim of auto repossession
- Victim of foreclosure
- Harassed by bill collectors
- Being sued in court
- Wages being garnished
- Resorting to payday loan or title loans
- Borrowing from Peter to pay Paul
- Unemployed or underemployed
- Impossible to save money for the future
- Paying bills at the last minute and risking late charges
- Only able to pay the minimum on your bills and never catching up
- Bouncing checks
If any of these statements describe your situation then you should consider bankruptcy. Contact us for a free consultation. You owe it to yourself and to your family to find out your options.
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NOTICE: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Material presented on this website is intended for informational purposes only and any use of the material contained herein is at the user's own risk. This material is not intended to constitute legal advice, the provision of legal services, or as an agreement to create an attorney-client relationship with the Law Offices of Richard E. Sexner LLC, and receipt does not constitute such an agreement. The services of a competent professional should be sought if legal or other specific expert advice is required. You should consult an attorney for individual advice regarding your own situation. Any information you submit to the Law Offices of Richard E. Sexner, LLC. may not be protected by attorney-client privilege. All photos are of models and do not depict clients. All case evaluations are performed by attorneys employed by the Law Offices of Richard E. Sexner, LLC.
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iness from clients located outside of the State of Illinois or in jurisdictions where any attorney of the Law Offices of Richard E. Sexner is not authorized to practice law. The information you obtain at this site is not, nor is it intended to be, legal advice.